All of us who have purchased an Apartment and are property owners in Bangalore, know that Khata Transfer is an important to-do to complete the set of official property documents. Khata Transfer is also important for paying the property tax and avoid incurring any fine for negligence. This article tries to compile more knowledge about Khata transfer in the context of Apartment bought from the builder.
What is a Khata / Khatha?
A Khata is an account of assessment of a property, recording details about the property such as size, location, built up area and so on for the purpose of payment of property tax. It is also a kind of identification of the person who is primarily liable for payment of property tax. It is one of the required documents in case you require a building license, trade license or loan from banks or any other financial institutions. (courtesy: propmart.com)
Each Khata has 2 parts, Khata certificate & Khata extract.
- Khata Certificate: This document is obtained after registration of a new property and after registration fee is paid. The certificate specifies that a particular property is held in name of a particular person. This is issued by BBMP and is required to obtain water connection, gas connection, etc.
- Khata Extract: This document is also issued by BBMP and states the name of the property owner or property owners, details of property like size, built up area, etc.
The Khata certificate and the Khata extract are together called the A Khata.
What is B Khata?
In order to include unauthorised layouts and buildings constructed in violation of by-laws into the ambit of property tax, the provision of B Khata was made. For such buildings, B Khata is maintained. It is a separate register to collect property tax from such buildings, apartments or sites.
What is the process of Khata transfer For Property Owners?
BBMP (Bruhat Bangalore Mahanagara Palike) publishes a Khata Transfer Quick Reference guide at this link:
A friend from SunCity – Narayan Mundra who has completed the Khata Transfer process successfully (and without paying any ‘unofficial’ fees!) in the month of Dec-2008, reports the below:
Below are the property documents which must be attached along with the filled application form:
(i) Notarized Sale Deed
(ii) Paid up Betterment/Improvement Charges Receipt (collect this from the builder)
(iii) Latest paid up Property Tax Receipt (it is possible that you have been paying property tax after registration of your flat. In this case, you need two receipts (a) the latest receipt paid by you (b) the last receipt paid by the builder before registration)
(iv) Encumbrance Certificate (get this from the place where Sale Deed Registration took place)
(v) Occupancy Certificate (collect this from the builder)
(vi) Conversion Certificate (collect this from the builder)
In the Khata Transfer Reference BBMP mandates document number (i) – (iii) to be attached to the application form. However, certain panchayat offices require rest of the documents as well. It is advised that you collect all of them so as to have a complete set of your property documents.
The official Admin fee to be paid is 2% of the Stamp Duty payable by DD in favour of Commissioner, BBMP.
After the application is submitted you need to wait till a Khata Transfer Order arrives. You are informed once the order arrives, after which you need to make the payment of the property tax due and apply for the Khata Certificate and the Khata Extract.
Officially, the whole process should take 20 working days.
Note: Please do provide your inputs if you find the process significantly changed or if this article can be enriched further.
To read more such legal articles about your rights and duties regarding your property and as a property owner, check our blogs out.